小资女向前冲（大马股市）

文章来源：http://beetify.com/article/1484215539

大学有学过，但是忘记是什么了><

1) Base rate/discount rate:

•  the interest rate at which a nation's central bank lends money to domestic banks, often in the form of very short-term loans.( less than or equal to 24hours)

2) Overnight rate: 

•  refers to the rate banks charge each other when they borrow funds among themselves.
  

3) Base lending rate

• BLR is the base interest rate that banks refer to internally before deciding how much to charge (i.e. interest rate) for your home loan.
  
•  a more accurate definition of the term is that it is a rate determined by each bank based on how much it costs to borrow the money to be lent to borrowers. The cost to borrow money is determined by the Overnight Policy Rate (OPR) – the interest rate at which other banks lend to each other.

4) Indicative Effective Lending Rate

• refers to the indicative annual effective lending rate for a standard 30-year housing loan/home financing product with financing amount of RM350k and has no lock-in period.
  

References: 

http://www.bnm.gov.my/index.php?ch=en_announcement&pg=en_announcement&ac=19

https://www.imoney.my/articles/blr-base-lending-rate

http://www.rapidpropertyconnect.com/base-rate-how-to-evaluate-the-base-rate/

http://www.investopedia.com/terms/b/bankrate.asp